What to do about our foreclosure mess?

I came across a fairly good an opinion piece on the foreclosure mess. It was constructed by Fritz Pfister and can be found at this link.

I have a better idea. Instead of stealing money from responsible,
productive citizens to be redistributed, try this; waive all federal taxes for families facing default if their loans will adjust to a level
they cannot afford. These families would then be able to afford to pay for their
homes instead of sending the difference making money they have earned to D.C. to
be squandered on big government programs.